:root {
  color-scheme: light;
  --ink: #15212b;
  --muted: #5f6b73;
  --line: #d9dfe2;
  --paper: #f5f6f4;
  --white: #ffffff;
  --accent: #b3272d;
  --accent-dark: #8f1f24;
  --navy: #101b24;
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  background: var(--paper);
  color: var(--ink);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  font-size: 16px;
  line-height: 1.65;
}

a { color: inherit; }

.site-header,
main,
footer {
  width: min(1120px, calc(100% - 40px));
  margin-inline: auto;
}

.site-header {
  min-height: 82px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  border-bottom: 1px solid var(--line);
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  color: var(--navy);
  font-size: 0.94rem;
  font-weight: 800;
  letter-spacing: 0.04em;
  text-decoration: none;
  text-transform: uppercase;
}

.brand-mark {
  width: 36px;
  height: 36px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  background: var(--accent);
  color: var(--white);
  font-family: Georgia, serif;
  font-size: 1.1rem;
}

nav a,
footer a {
  color: var(--muted);
  font-weight: 650;
  text-decoration: none;
}

nav a:hover,
nav a:focus-visible,
footer a:hover,
footer a:focus-visible,
.text-link:hover,
.text-link:focus-visible { color: var(--accent); }

.hero {
  max-width: 850px;
  padding: clamp(76px, 12vw, 150px) 0 clamp(58px, 9vw, 105px);
}

.eyebrow,
.section-number {
  margin: 0 0 18px;
  color: var(--accent);
  font-size: 0.76rem;
  font-weight: 800;
  letter-spacing: 0.16em;
  text-transform: uppercase;
}

h1,
h2,
p { margin-top: 0; }

h1 {
  max-width: 900px;
  margin-bottom: 24px;
  color: var(--navy);
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(3rem, 8vw, 6.7rem);
  font-weight: 500;
  letter-spacing: -0.055em;
  line-height: 0.97;
}

h2 {
  color: var(--navy);
  font-size: clamp(1.35rem, 2vw, 1.8rem);
  line-height: 1.2;
}

.lead {
  max-width: 720px;
  color: var(--muted);
  font-size: clamp(1.1rem, 2vw, 1.35rem);
}

.content-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  border: 1px solid var(--line);
  background: var(--white);
}

.panel { padding: clamp(28px, 5vw, 54px); }
.panel + .panel { border-left: 1px solid var(--line); }
.panel p:not(.section-number) { color: var(--muted); }
.accent-panel { border-top: 4px solid var(--accent); }

.text-link {
  display: inline-block;
  margin-top: 14px;
  color: var(--accent-dark);
  font-weight: 750;
  text-underline-offset: 4px;
}

.contact {
  display: flex;
  align-items: end;
  justify-content: space-between;
  gap: 28px;
  margin-block: clamp(76px, 10vw, 126px);
  padding-top: 30px;
  border-top: 1px solid var(--line);
}

.contact .eyebrow { margin-bottom: 8px; }
.contact h2 { margin-bottom: 0; }

.contact-link {
  color: var(--accent-dark);
  font-size: clamp(1rem, 2.2vw, 1.35rem);
  font-weight: 750;
  overflow-wrap: anywhere;
  text-underline-offset: 5px;
}

.policy-shell { max-width: 900px; }
.policy-heading { padding: clamp(66px, 10vw, 116px) 0 52px; }
.policy-heading h1 { font-size: clamp(3rem, 7vw, 5.8rem); }
.effective-date { color: var(--muted); font-size: 0.92rem; }

.policy {
  padding: clamp(28px, 6vw, 62px);
  border: 1px solid var(--line);
  background: var(--white);
}

.policy section + section {
  margin-top: 40px;
  padding-top: 36px;
  border-top: 1px solid var(--line);
}

.policy p { color: var(--muted); }
.policy p:last-child { margin-bottom: 0; }
.policy a { color: var(--accent-dark); overflow-wrap: anywhere; }

footer {
  display: flex;
  justify-content: space-between;
  gap: 24px;
  margin-top: 72px;
  padding-block: 26px 40px;
  border-top: 1px solid var(--line);
  color: var(--muted);
  font-size: 0.88rem;
}

@media (max-width: 680px) {
  .site-header,
  main,
  footer { width: min(100% - 28px, 1120px); }

  .site-header { min-height: 70px; }
  .brand { font-size: 0.78rem; letter-spacing: 0.02em; }
  .brand-mark { width: 32px; height: 32px; }
  .content-grid { grid-template-columns: 1fr; }
  .panel + .panel { border-left: 0; border-top: 1px solid var(--line); }
  .accent-panel { border-top: 4px solid var(--accent) !important; }
  .contact { align-items: flex-start; flex-direction: column; }
  .policy { padding-inline: 22px; }
  footer { align-items: flex-start; flex-direction: column; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
}